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Notification that your Government Loan has Arrived

  • New loan applications cannot be completed until final acceptance to York University has been confirmed.
  • Processing of applications for the upcoming academic year begins in July.
  • Students must submit their required documentation to Student Financial Services by June 30 to ensure the timely release of their loan documents.
  • Loan applications received in late August and September may be delayed due to the volume of requests; therefore, outstanding student account balances may be subject to interest charges.
  • Processing U.S. student loans can take up to 6 weeks from July 1.
  • Funds can only be posted to your student account after the first day of classes.
  • As per U.S. Department of Education guidelines, student loans can only be originated 10 days prior to the first day of classes.

Once your government student funds are received at York University from the payday advance loans in Mechanicsville VA U.S. authorities, they will be posted to your Student Account Online Statement. Please note that the U.S. exchange rate is effective the day the funds are posted to your student account.

You will also receive an e-mail outlining the amount of funds you have been awarded for your current academic session.


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Parents of dependent undergraduate students may apply for a Parent Loan for Undergraduate Students (PLUS Loan). Students can be eligible to apply for both Direct and PLUS Loans. However, it is not necessary for a student to apply for a Direct Loan to be eligible for a PLUS Loan. If you choose to apply for both, you are required to apply for the Direct loan first. A PLUS loan is credit based: therefore, a credit check will be completed by the U.S. Department of Education before the loan is approved. To complete the PLUS loan request and the Master Promissory Note, please visit the website.

Graduate/Professional PLUS (Grad PLUS) Loans

The grad PLUS loan is available only to students that are enrolled in a graduate and/or professional-level degree program. Students must borrow the maximum annual amount of the federal Direct loan before they can borrow under the graduate PLUS program.

The loan limit for each academic year is the cost of attendance minus other financial assistance. The grad PLUS loan is credit-based: therefore, a credit check will be completed by the US Department of Education before the loan is approved. Repayment begins 60 days after the loan has been fully disbursed. Graduate and/or professional degree student borrowers can be eligible for in-school deferment (only interest is charged) while enrolled in at least part-time studies. The In-school Deferment form must be completed by the institution. To complete the PLUS loan request and the Master Promissory Note, please visit the Federal Student Loans website.

Entrance Counselling for Direct and Grad PLUS Loan Borrowers

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The U.S. Department of Education requires that all first-time Direct loan and Grad PLUS loan borrowers complete entrance counselling prior to receiving their loan funds. This online session will explain the rights and obligations of the borrower as well as provide information on how to manage your student loans. Loan funds cannot be disbursed until the counseling session has been completed. The institution will be notified when the session is complete. You can complete entrance counselling online at the Federal Student Loans website.

Exit Counselling

All graduating students are required to complete exit counselling during their final term of studies and prior to graduation. Exit counselling must also be completed if you are dropping to part-time enrolment status or withdrawing from school. You can complete the process online at the Federal Student Loans website.

Loan Amount

The amount a student receives for their subsidized loan is based on the information the student provides when completing the FAFSA form. The unsubsidized loan is calculated based on the cost of education minus other sources of financial aid and loans. Through both programs, you ounts listed below.

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