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Make sure to accept your loans on my


Only matriculated students qualify for federal financial aid. To be eligible for aid in the summer you must also have:

Then, your parent will need to go to after to APPLY FOR A PLUS LOAN for the summer term

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  1. A completed 2022-2023 FAFSA.
  2. Complete/submit our Summer Aid Application (available in spring 2022).
  3. For loan aid, a combined summer registration of 6 credits or more at New Paltz and/or through another college.

Then, your parent will need to go to after to APPLY FOR A PLUS LOAN for the summer term

  1. File the 2022-2023 FAFSA.
  2. Register for your summer classes.
  3. Complete/submit our Summer Aid Application (available in spring 2022).
  4. Contact the Office of Student Accounts to obtain a deferral on your summer invoice if you intend to wait for the funds to pay your balance due. If you do not request a deferral then you’ll need to pay your invoice by the due date.

Aid packages will be awarded on/after May 1st for students who have complete FAFSAs (notifications via email). If you have already filed your Summer Aid Application by that time then you will be offered summer/fall/spring loans (see chart below). However, if you file the Summer Aid Application AFTER your fall/spring awards have been posted, then our office will revise your package to summer/fall/spring per your application request.

newpaltz so that your summer aid is processed. Summer loans will disburse in JULY if the following criteria is met:

Then, your parent will need to go to after to APPLY FOR A PLUS LOAN for the summer term

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  1. Loans have to be in ACCEPTED status on my.newpaltz
  2. You must be registered for at least 6 credits and the classes must have started already

Federal student Loans have an annual 12 month loan limit. If you request summer loans your fall and spring loan aid will be reduced. You will be awarded 1/3 of your loan eligibility for summer.

This is an example to demonstrate how loans are allocated for a dependent senior undergraduate receiving $7,500/yr. YOUR YEARLY LOAN AMOUNTS PLE:

If your parent wants to borrow a Parent PLUS Loan for the summer you can write a note on your Summer Aid Application so our office is aware that you will be requesting those funds. Step-by-step instructions on how to apply for PLUS can be found here: PLUS INFO

All matriculated students who attend the summer term will be considered for a summer Pell payment if they have a Pell eligible EFC, regardless of the number of credits they are enrolled for. Pell payments will be prorated according to enrollment levels. Students should complete the Summer Aid Application to initiate the process of evaluating eligibility. Only students with complete FAFSAs on file can be considered. Summer Pell disbursements usually begin around the third week of July.

IMPORTANT: Students may be eligible to receive up to 150 percent of their Scheduled Award for an award year. This provision is called “Year-Round Pell”. The reason it is called “Year Round” is because it allows students to receive additional Pell funds, often in summer terms.

Example: A student receives a Pell Grant of $5,000 ($2,500 each semester). If enrolled for Summer Session, that student is eligible to receive up to $2,500 in additional Pell funds for the summer term.

Note that students who are eligible for Year-Round Pell awards are still subject to normal Pell Grant duration of eligibility and LEU (Lifetime Eligibility Used) limits.

Under certain circumstances, you can receive a TAP award for summer study that is in addition to your annual TAP award. Such additional awards for summer study are considered “accelerated” TAP. To read up on accelerated study and eligibility requirements visit and search for ‘summer tap’. Also, to be considered for summer TAP you must complete the TAP application on

Federal summer aid is contingent upon making satisfactory progress towards degree completion, as required by Federal regulations. Detailed information regarding the Satisfactory Academic Progress (SAP) policy can be found here.

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